One of the often asked questions by foreigners thinking about moving to the United Arab Emirates relates to the NOC. The No Objection Certificate abbreviation is used here. It is expected of you in a number of situations, such as when you look for for a job, buy a house or vehicle, obtain a visa, or launch a business. The NOC is covered in detail in this article, along with advice on how to obtain it quickly and easily.
Who Issuing the NOC?
Almost anybody, including the government, a public or private organization, a private individual, or a commercial entity, can issue this document.
If an organization is the letter’s author, Arabic and English translations of the document must be printed on the organization’s letterhead.
What must be in the NOC?
- Issuance date,
- Address of the issuer,
- All signatories’ full names,
- Information about the issuer,
- Whatever information that the inquiring party need (read on for more information).
Property Buyers’ NOC
A No Objection Certificate is a required document when buying or selling property in the United Arab Emirates. Real estate cannot be sold in Dubai, Abu Dhabi, or any other emirate of the nation without a NOC. You should thereby refrain from making any payments other than an advance payment until this document has been thoroughly validated.
Issuers and Contents of the NOC
In the case of real estate, the seller of a residential or commercial property must have the NOC from the property’s developer. The letterhead paper should say that all service costs have been paid on time and there are no outstanding utility arrears. The latter includes maintenance of the building’s exterior, common areas, play and sports facilities, swimming pool, gym, and (if applicable) subterranean parking.
Additionally, the developer must expressly say that it is okay with the buyer buying the property.
In the UAE, how to get a NOC
An NOC can sometimes be provided in person, but it may also be delivered to the buyer and seller through email. Both the electronic and print versions are equally valid.
In an app created by the Dubai Real Estate Regulatory Agency (RERA), a division of the Dubai Land Department, you may submit a request for the NOC if you’re buying real estate in Dubai. The program, which handles a variety of concerns for any properties in Dubai, is called Dubai REST.
When will NOC be ready?
The timeframe of the issue varies across developers and is based on whether or not the property has overdue fees and fines. The issuance may be postponed indefinitely if there are any issues with the payments and an independent accounting audit is necessary.
Though it doesn’t happen often. A No Objection Certificate typically takes 2 to 7 days to complete.
How long the developer’s NOC is valid
The developer’s NOC is only good for 5 days and is available in both electronic and print formats. You will need to find and pay for another NOC if the deal isn’t finalized within that time frame. Because of this, the NOC is the last document on the list of those needed to register a sales and buy agreement.
Residence Visa NOC
If the property is mortgaged, a No Objection Certificate is required before applying for a resident visa in Dubai. The owner must produce the NOC as well as a bank statement in order to receive a visa. Both of these documents are issued by the bank that provided the mortgage.
It’s important to keep in mind that you may only obtain this sort of visa if at least 50% of the value of the property has been paid off. Before requesting a visa, 750,000 AED must be returned to the bank if your property costs more than 1.5 million AED. The NOC must say that the bank has received the requisite sum of money and that there are no barriers in the way of the seeking party’s ability to get a resident visa.
Both in person at the Dubai Land Department office and online via the DLD Vault website or the Dubai REST application, you may submit your visa application and supporting documentation. A residency visa will cost from 15,000 AED ($4,100) and take between three and five working days to get.
What You Should Know About a Residence Visa
The Dubai management wants to draw in foreign nationals and has introduced a number of visa schemes that let visitors stay in the emirate for an extended period of time. Obtaining a residency visa is one option available to persons who buy real estate in Dubai.
The most common sort of investment visa was the golden visa, however it was only valid until October 2022. The minimum investment required to stay in Dubai for five years is five million AED ($1,360,000).
On October 3, 2022, new immigration regulations went into effect, lowering the entry-level requirement for the Golden immigration to 2,000,000 AED ($545,000).
In addition, the Dubai Land Department’s Taskeen Program entitles you to a 3-year residency visa. In this scenario, you must put at least 750,000 AED ($205,000) into local properties. Before last year, you could only invest in real estate that was already built; now, you may also do so in projects that are still being built.
Investors must have owned their homes for at least three years from the date they were bought in order to qualify for any form of residency visa.
These visas also enable you to obtain an Emirates ID. A local bank account must be opened, a driver’s license obtained, and other procedures must be followed. The investor’s family, including their spouse or wife and children, are also eligible for residence visas that may be renewed an infinite number of times.
What Else Can NOC Do To Assist You?
The No Objection Certificate has several applications. These are a few of the most typical ones:
- Opening a bank account or Internet account
- Getting a driver’s licence
- Buying a real estate or a car
- Launching, restoring or expanding a business
- Getting new business partners
- Opening a company branch
- Renewing a business licence
- Starting a new job in the UAE
- Changing a job in the UAE
- Lifting the labour ban in the UAE
- Accessing immigrant services
However, in some circumstances—including all of those stated above—you might not even require the NOC. The rules of the UAE are always changing, thus you should often examine the specific needs.
Anyone moving to the UAE must have a No Objection Certificate. It’s not difficult to get, but keep in mind that the NOC for real estate sales is only good for five days.